At Mayfair Bridging our underwriters have specialist experience and are flexible. The Loan to Value ratios (LTV) are based on a property’s vacant open market value and do not take into consideration any goodwill or fixtures and fittings.

Mayfair Bridging lends on the valuation of the property not the purchase price. If a valuation has already been conducted on a property then this is acceptable provided that the valuer is on our panel and a re-type can be obtained. Where the property is worth more than £1.25m an audit valuation will also be required and the lowest valuation will be used as the maximum LTV.

Our arrangement fee is charged at 1% - 2%.
The interest charged on our loans is between 0.5% and 2%.
All costs, retained monthly interest (if applicable), solicitors’ fees, searches and TT costs will be taken on draw down of the loan and the client will receive a reduced (net) figure.